My Employee Benefits
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Coverage Period:
JAN 1 – DEC 31
Group Number: BIZ00069955
Customer Service: 1-855-672-2784
For Coverage Verification, Claims, and other assistance with Cigna + Oscar coverage, please see below:
For member support
855-672-2755, Option 2
For Provider Support
855-672-2755, Option 4, Option 1
Coverage Period:
JAN 1 – DEC 31
Group Number:
Customer Service: 1-866-761-9586
Medical
SPD HRA 2023
SBC Option A 2023
SBC Option B 2023
SBC HRA 2023
Listing of Preventive Services
Preventive Care Guide
Prescription Drugs
Coverage Period:
JAN 1 – DEC 31
Group Number: 00877196
Customer Service: 1-888-400-9304
Fax: 1-855-400-9307
Email: [email protected]
Coverage Period:
JAN 1 – DEC 31
Group Number: 00877196
Customer Service: 1-888-400-9304
Fax: 1-855-400-9307
Email: [email protected]
Coverage Period:
JAN 1 – DEC 31
Group Number: 51733
Customer Service: 1-800-521-3535
Customer Service: 1-800-221-5533 *Se Habla Español
Mon.–Fri., 8 a.m.–8 p.m. EST
Allstate Benefits Website
Critical Illness / Cancer Insurance
How to File a Claim
Coverage Period:
JAN 1 – DEC 31
Group Number: 51733
Customer Service: 1-800-521-3535
Customer Service: 1-800-221-5533 *Se Habla Español
Mon.–Fri., 8 a.m.–8 p.m. EST
Allstate Benefits Website
Allstate Accident Insurance
How to File a Claim
Coverage Period:
JAN 1 – DEC 31
Group Number: 51733
Customer Service: 1-800-521-3535
Customer Service: 1-800-221-5533 *Se Habla Español
Mon.–Fri., 8 a.m.–8 p.m. EST
Allstate Benefits Website
Hospital Benefit Insurance
How to File a Claim
Coverage Period:
JAN 1 – DEC 31
Group Number: 00877195
Customer Service: 1-800-858-6843
Fax: 1-800-447-2498
Mon.–Fri., 8 a.m.–8 p.m. EST
Short Term Disability (STD)
Short-Term Disability Cert. of Coverage
Short-Term Disability Claim Form
Coverage Period:
JAN 1 – DEC 31
Group Number: 51733
Customer Service: 1-800-521-3535
Customer Service: 1-800-221-5533 *Se Habla Español
Mon.– Fri., 8 a.m.–8 p.m. EST
Coverage Period:
JAN 1 – DEC 31
Basic Life Group Number: 00877195
Voluntary Life Group Number: 00877200
Customer Service: 1-800-445-0402
Fax: 1-800-447-2498
Mon.–Fri., 8 a.m.–8 p.m. EST
UNUM Website
Unum Term Life Insurance
Term Life Port vs Convert Flyer
Term Life Portability Form
Basic Life and AD&D
Basic Life Summary of Benefit
Basic Life Certificate of Coverage
Basic Life Claim Form
Basic Life Conversion Form
Basic Life Portability Form
What is the Real Cost?
Evidence of Insurability (EOI) Form
Voluntary Life and AD&D
Voluntary Life Summary of Benefit
Voluntary Life Certificate of Coverage
Voluntary Life Claim Form
Voluntary Life Conversion Form
Coverage Period:
JAN 1 – DEC 31
Group Number: 51733
Customer Service: 1-800-521-3535
Customer Service: 1-800-221-5533 *Se Habla Español
Mon.–Fri., 8 a.m.–8 p.m. EST
Allstate Benefits Website
Allstate Life Insurance
How to File a Claim
Office interiors is pleased to offer you a personalized and proactive employee care service for you and your immediate family members.
Available 24/7 to extend care, concern, compassion and hope to you and your family in any situation
Voluntary to use; you choose if, when and where to engage Chaplains.
Neutral from company operation; all conversations you share with a chaplain are strictly CONFIDENTIAL and will not be revealed to company leaders or anyone else.
No cost to you or your family members
Meet Your Care Team
Zoila Krusemark
(972) 922-2759
[email protected]
English, Spanish
Brian McClane
(972) 207-5556
[email protected]
English
Francisco Robledo
(786) 299-7182
[email protected]
English, Spanish
John Gibson
(214) 364-5252
[email protected]
English
Helpful Terminology
Provider: A clinic, hospital, doctor, lab, health care practitioner, or pharmacy.
Insurer or carrier: The insurance company providing coverage to the policy holder.
Policy holder: The individual or business (“group”) that has entered a contractual relationship with the insurance company.
Insured: The person with the health insurance coverage. For individual health insurance, you may be both the policy holder and the insured.
Premium: The amount of money charged by an insurance company for coverage. The cost of premiums may be determined by several factors, including age, geographic area, number of dependents and tobacco consumption. Policy holders pay these rates annually or in smaller payments over the course of the year, and the amount may change over time. When insurance premiums are not paid, the policy is typically considered void, and companies will not honor claims against it. Self-employed persons may deduct the cost of their individual health insurance premiums from their taxes.
Copayment (Copays): A fixed amount you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service.
Deductible: The amount you owe for health care services each year before the insurance company begins to pay. For example, if your annual deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services that are subject to the deductible. The deductible may not apply to all services, such as preventive care services.
Deductibles are useful for keeping the cost of insurance low. The amount varies by plan, with lower deductibles generally associated with higher premiums. They are standard on most types of health coverage.
Coinsurance: Your share of the costs of a covered health care service calculated as a percent (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductibles you still owe for a covered health service.
Out-of-Pocket Maximum: The most you will be required to pay for your health care during a year, excluding the monthly premium. It protects you from very high medical expenses. After you reach the annual out-of-pocket maximum, your health insurance or plan begins to pay 100 percent of the allowed amount for covered health care services or items for the rest of the year. Copays, deductibles, and coinsurance count towards the out-of-pocket maximum.
Preventive Care: Medical tests and checkups, immunizations, and counseling services used to prevent chronic illness from occurring.
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DISCLAIMER
Every reasonable effort has been made for the information provided to be accurate. It is intended to provide an overview of the coverage’s offered. It is in no way a guarantee or offer of coverage. Each carrier has the ability to underwrite based on its contract. Each carrier’s contract, underwriting, and policies will supersede the information on this page. Please be aware that each carrier may have exclusions or limitations and you must consult your summary plan description and/or policies for details.